Loan, lease, and line structures for commercial fleet trucks.
financing options — one relationship, every unit.
Truck Fleet Financing
Finance 2 to 50+ commercial trucks at once with fleet-level underwriting, competitive rates, and closing scheduled once the package is complete. $50k minimum.
Used Truck Fleet Financing
Finance used commercial trucks including Class 8 tractors, vocational trucks, and trailers. Challenged credit reviewed. Minimum transaction is $50k. Closing in.
Section 179 Truck Deduction
Section 179 lets fleet operators deduct the full cost of qualifying trucks in the purchase year rather than depreciating over years. See.
Application-Only Fleet Financing
Get commercial truck fleet financing with application and bank statements only, no tax returns required up to approximately $400K. Fast.
Truck Fleet Refinance
Refinance your existing commercial truck fleet loans to reduce monthly payments, extend terms, or free up cash flow. B/C credit considered.
Fleet Sale-Leaseback
Sell your paid-off fleet trucks to a financing company and lease them back. Convert idle equity to working capital while keeping the trucks.
Cash-Out Truck Refinance
Use the equity in your commercial trucks to pull cash for business growth. Cash-out refinance replaces existing notes and returns capital.
TRAC Lease
Finance commercial trucks through a TRAC lease structure. Lower monthly payments, flexible residual, and a clear path to ownership.
$1 Buyout Lease
Finance your fleet trucks through a $1 buyout lease and own the equipment outright at term end. See how the structure works, who qualifies.
Fleet Equipment Line of Credit
Pre-approve a revolving equipment line of credit for your truck fleet. Draw as trucks are acquired, pay down as you go. Designed for active.
New Authority Truck Financing
Get commercial truck financing with brand new or recently issued motor carrier authority. Specialized programs for new authority carriers.
Startup Fleet Financing
Startup commercial truck financing for businesses under 2 years old. First truck or small fleet financing with realistic approval paths.
Private-Party Truck Financing
Buying a truck directly from another fleet or owner-operator? Private-party truck financing works differently than dealer purchases. See.
Seasonal & Deferred-Payment Financing
Match your fleet payments to the months your trucks earn. Learn how seasonal and deferred-payment structures work for agriculture hauling.
Bad Credit Truck Financing
Get commercial truck financing with bad credit or past credit problems. We work with scores in the 500s and recent derogatory marks. $50k.
B & C Credit Fleet Financing
Fleet financing designed for B and C credit operators. Non-prime commercial truck loans with real approval paths. $50k minimum, 3 months.